Common Misconceptions about Cyber Exposures Cyber Insurance is designed to address the exposures businesses face when using the internet, email, websites, computer programs and in particular from storing private information about their clients and staff. We often hear that businesses do not consider cyber insurance because they...

Frequently Asked Questions: Strata Insurance Major Loss During the recent catastrophic weather events, our claims team received a range of important questions from strata managers and lot owners. We have compiled these into a list of Frequently Asked Questions and a Summary of Additional Benefits table that...

Professional Development: Wet Area Waterproofing Code Requirements and Common Defects Today we welcomed Mark Williamson of CRD Building Consultants & Engineers to our office to discuss common defects found with Wet Area Waterproofing with our claim and strata teams. Waterproofing materials and techniques along with general building methods...

CRM Brokers wishes you and your family a very Merry Christmas and we look forward to seeing you in the New Year CRM Brokers offices are business as usual until 12pm Tuesday 24th of December 2019, when we will close for Christmas and New Year's Eve....

Common Challenges In Landlord Insurance Claims A common challenge that is faced in claims under a landlord insurance policy arises from the failure of the insured to maintain proper records. Common situations we see are: The insured does not use a property manager. A landlord does not have to use...

What you need to know about landlord insurance If you’ve scrimped and saved in the hopes of achieving financial security through an investment property it makes sense to insure such a valuable asset. It’s no secret that Australians are among the most real-estate obsessed people in the...

Notifiable Data Breaches July-September 2018 report released The Office of the Australian Information Commissioner (OAIC) released its latest quarterly report on the Notifiable Data Breaches (NDB) scheme. It shows 245 data breaches affecting personal information were notified to individuals and the OAIC between July and September 2018. The...

Cyber Safety at Tax Time Tax time is not just a busy time for individuals and small businesses, but also a prime time for cybercriminals. Scammers are becoming more sophisticated, so sometimes it can be hard to know whether a message is really from the Australian Taxation...

Frequently Asked Questions [vc_accordion active_tab="false" collapsible="yes" style="accordion" title="FAQ"][vc_accordion_tab title="How would an insurer know I am a small business so I am not charged duty on my policy?"][vc_column_text]An insurer will require the insured to provide a small business declaration. This is a declaration by the insured, in...

NSW Stamp Duty Exemptions In the 2017/2018 State Budget, the NSW Government announced that from 1st of January 2018 there would be an exemption for Stamp Duty on certain insurance products for small business. From 1 January 2018 small businesses are not liable to duty on certain...