Public Liability circa 2000s revisited? The answers to today’s problem may lie in the past. It seems like a lifetime ago when the cleaning industry was going through one of its worst periods in relation to the purchasing and renewal of public liability insurance. I remember it well. ...

NSW Fair Trading has issued important information about safety in the home The advice from NSW Fair Trading reminds occupants or lot owners to report any "tingle" or "shock" when touching anything electrical, to a strata manager, strata committee or landlord immediately. They then shift the...

End of Financial Year insurance checkup for your business The end of the financial year is more than just a time for stocktake sales, it's the perfect opportunity to take stock of your insurance and risk-management program. The Australian Government's Business.gov.au website highlights reviewing your insurance as...

What is efficacy all about? Here Glenn Eason - National Liability Manager at Solution Underwriting discusses product efficacy in relation to general liability. What is efficacy all about? I’m regularly asked about product efficacy…. What is it? Why is it being excluded? Efficacy or inefficacy are not commonly used...

Finity Market Report [vc_row][vc_column width='2/3']Approaching the halfway point of the year, we are seeing the insurance market shift from a ‘soft’ to a ‘hard’ market. Factors like significant losses, particularly due to a due to a string of natural disasters, and economic conditions can lead the market...

The Importance of Product Liability Insurance Here we take a look at the importance of product liability insurance, and how to make sure you've got appropriate cover.  What is product liability insurance Product liability insurance is designed to protect your business if you’re sued depending how a product...

Providing Insurance for Existing Structures There are a number of common mistakes often made in the consideration of contract works and public liability insurance – insurance of which may fall to one, or both, of two types of insurance: Material Damage and/or Public Liability. Public Liability When dealing...

What is a Hold Harmless Clause? In this update we look at a particular type of indemnity clause known as a “hold harmless clause” and what implications such clauses have for liability insurance coverage. We often come across indemnity clauses in contracts which require one contracting party...

ARE YOU PUZZLED BY YOUR CLEANERS INSURANCE? CRM Brokers is a leading Australian insurance broker specialising in the building services industry since 1999. Since that time, the industry has evolved and so too has our insurance solutions. CRM Brokers' Cleaners' Bucket insurance program mixes Public, Product and...

Strata Managers can now add Public Liability & Management Liability to their Professional Indemnity insurance program [vc_separator type="normal" thickness="3"] Strata Managers often focus on the tangible exposures that they deal with on a day to day basis, however, managing all business risks is critical and often liability exposures are left...