Understanding Flood Cover When purchasing property insurance, it's crucial to understand the specific risks your property faces. One significant threat is that of a flood, which can cause widespread damage and disruption. The definition of "flood" In 2012, the Australian Government regulated a standard definition of the word...

Preparing for wet weather Wet weather conditions are here to stay this winter. For large parts of Queensland and NSW, summer 2021-22 was non-stop rain.  With the La Nina effect continuing in the tropical Pacific, there is a chance the east coast of Australia is in for...

What’s the difference in the way insurers treat storms and flood? There’s a difference in the way insurers treat claims related to storm water and floodwater. As such, it’s important property and business owners understand this difference, should they experience either of these events. This differential...

How to protect domestic property against La Niña risks The Bureau of Meteorology has predicted the chance of a La Niña climate system developing at 70% - or three times the usual likelihood. As a result the northern and eastern parts of Australia are likely to...

The following article provided by Insurance Australia Limited (IAL), provides insight into risk mitigation through an Emergency Response Plan and has been republished with their permission. Prepare your site for flood with an Emergency Response Plan Over the years Australia has experienced many extreme weather events, from...