How can a cyber event occur in the Strata Industry? Social engineering fraud is one of the fastest growing threats to Australian businesses. It can be an elaborate fraud that sees fraudsters use a variety of techniques to deceive and manipulate victims into voluntarily giving out...
You've got your tools, you've got your ute, you've got your ABN. You're all set, right? Not so fast. It's important to cover your back, too – here’s a guide to what insurance you’ll need and when. Most tradies like to run their own race. And...
What insurance cover does a growing business need? One of the drawbacks to owning a growing business is having more at stake. An expanding business is likely to be having dealings with an ever-increasing number of individuals, getting involved in a wider range of commercial activities,...
Management Liability at a Glance There has never been a more challenging time to run a business. We understand that keeping abreast of all the legislation, from employment law to work health and safety is demanding, regardless of the size of a business. And despite best...
Cyber Safety at Tax Time Tax time is not just a busy time for individuals and small businesses, but also a prime time for cybercriminals. Scammers are becoming more sophisticated, so sometimes it can be hard to know whether a message is really from the Australian Taxation...
Frequently Asked Questions [vc_accordion active_tab="false" collapsible="yes" style="accordion" title="FAQ"][vc_accordion_tab title="How would an insurer know I am a small business so I am not charged duty on my policy?"][vc_column_text]An insurer will require the insured to provide a small business declaration. This is a declaration by the insured, in...
NSW Stamp Duty Exemptions In the 2017/2018 State Budget, the NSW Government announced that from 1st of January 2018 there would be an exemption for Stamp Duty on certain insurance products for small business. From 1 January 2018 small businesses are not liable to duty on certain...
The Importance of Professional Indemnity Construction industry professionals such as Contractors and Builders who provide design or other professional services in addition to or as part of their construction activities for clients, assume the additional responsibilities and liabilities of a design professional. Claims against Design &...
3 key questions to help safeguard your business Running a small business is challenging in the best of times, so it’s not surprising that many small business owners put risk protection in the “too hard and too expensive” basket. But they do so at their peril. A survey...