Since our beginnings, CRM Brokers has been a niche provider of broking services for the construction industry. We carefully tailor a policy to suit the specific requirements of our client’s projects, no matter how large or small.


The comprehensive coverage we arrange incorporates Contract Works (also referred to as Material Damage) and Public Liability, as well as Machinery & Plant Equipment failure. Our clients range from Owner Builders and Renovators to large multi-unit Property Developers whose developments are in well excess of $500 million.


A brief summary of the policy types follows:

Contact Works & Public Liability

Annual/Job Specific

Contract Works & Public Liability insurance provides cover against risks associated with civil, commercial and residential construction projects and is taken out by licensed builders and contractors when they commence a new residential or commercial building project.


The policy is designed to insure a building project (and materials on site); against loss or damage, covering the material damage as well as the legal liability for personal injury or property damage, for all works commenced during the period of insurance.


The annual policy can be configured as a transfer policy, run-off arrangement or project declaration policy. Cover is also provided for a specific construction project.

Trade Plus Construction

Trade Plus Construction Insurance can include simple to complex projects such as:

  • Single Building Contractors
  • Annual Building Contractors
  • Civil Contracts (single and annual)
  • Single Machinery Erection
  • Mining Contractors.


We are not limited to the types of building work (below):

  • Private dwelling houses
  • Shops
  • Schools & Hospitals
  • Factory buildings
  • Roadwork’s and Pipeline.


The key benefits of the policy are:

  • Liability: $10m and $20m options
  • Legal expenses*: Additional benefit which includes:
  • Free Legal Advice Service
  • Employment Disputes
  • Work Place Health and Safety
  • Tax Disputes and Investigations
  • Professional Indemnity: Optional extra
  • Limits for $2m or $5m
  • Tools of Trade Optional extra.
    * terms, conditions and limits as per policy wording.

Contractors Machinery & Plant

Contractor Machinery & Plant insurance covers physical loss or damage to your hired-in plant and machinery, whilst providing other additional benefits such as financial protection, breakdown, road risk and liability coverage.

Other Builder Services

Motor Fleet

Loss or damage to Builders vehicles or third party

Tools of trade

Loss or damage of builder’s tools of trade (Construction & Liability)

Workers Compensation

Workplace injury to Builders employees/contractors